Lifestyle Investing for Recession or Economic Collapse

How do you invest for recession or a time of financial collapse when it looks like anything and everything could come down? If you are investing for recession —...

We Aren’t All Skinny nor Financially Independent

The moment you realize that you do not have enough The other night I was having dinner with a friend, the subject turned to her mother. My friend told me...

How Equities Can Reduce Longevity Risk

There’s nothing more definitive in the journey to financial freedom than hitting the $1 million mark in retirement savings. A nest egg like that is a near-guarantee that you could...

How Many Americans Have Nothing Saved for Retirement?

It's sad but true. Millions of Americans are more focused on paying their bills, many living paycheck to paycheck, and not even remotely considering saving for retirement. If you...

Reader Q&A: Is VIG A Good Investment For A Retirement Account?

As a bonus for my real-time subscribers, I periodically answer user questions that come up in comment threads and messages in a little more depth. These won’t be article-length...

Advanced Profit Exit Plans Just For You

The entrance into investing is almost the same for many people. The selection of vehicles for IRAs and 401ks is often the beginning of understanding the investment process. Because the...

Your Children Are Listening More Than You Realize

The world was different before the invention of effective birth control. I had three children at age 22. My wife and I were primarily raised by our grandparents – we...

Strategies for Staying Calm During a Selloff

If you’re going to sail into retirement with a nice fat portfolio and big sacks of money strewn across your deck, then you’re going to have to deal with...

3 Things You Must Know About Retirement Funds

Mutual Fund managers make it easier to manage the required mix of stocks and bonds as you approach your retirement. Simply put, a higher percentage of monies are put in stocks...

[Vault] Ways to Avoid The Early Withdrawal Penalty on IRAs

Life happens and occasionally we run into really tight situations with our money. Generally, we open retirement accounts with the intention of never touching that money again until it's...

What is a Target Date Fund?

In recent years, target date funds have emerged as a very popular addition to 401(k) retirement plans. They provide investors a “set and forget” option for their retirement portfolios –...

[Vault] #AskGradMoney: Can I Use my 401(k) to Fund a Startup Company?

Welcome to another installment of #AskGradMoney, where on Facebook, Twitter or Instagram, you can send any or all of your money, stock market, budgeting, retirement, estate planning -- literally any money question to...