How Equities Can Reduce Longevity Risk

There’s nothing more definitive in the journey to financial freedom than hitting the $1 million mark in retirement savings. A nest egg like that is a near-guarantee that you could...

We Aren’t All Skinny nor Financially Independent

The moment you realize that you do not have enough The other night I was having dinner with a friend, the subject turned to her mother. My friend told me...

What is a Target Date Fund?

In recent years, target date funds have emerged as a very popular addition to 401(k) retirement plans. They provide investors a “set and forget” option for their retirement portfolios –...

3 Things You Must Know About Retirement Funds

Mutual Fund managers make it easier to manage the required mix of stocks and bonds as you approach your retirement. Simply put, a higher percentage of monies are put in stocks...

Two ETFs To Buy and One To Avoid This Week

Earnings season jumps into full swing this coming week as Amazon (AMZN), Facebook (FB), Alphabet (GOOG) (GOOGL), Twitter (TWTR), Visa (V), Mastercard (MA), AMD (AMD), PayPal (PYPL), Intel (INTC),...

Reader Q&A: Is VIG A Good Investment For A Retirement Account?

As a bonus for my real-time subscribers, I periodically answer user questions that come up in comment threads and messages in a little more depth. These won’t be article-length...

Lifestyle Investing for Recession or Economic Collapse

How do you invest for recession or a time of financial collapse when it looks like anything and everything could come down? If you are investing for recession —...

How Many Americans Have Nothing Saved for Retirement?

It's sad but true. Millions of Americans are more focused on paying their bills, many living paycheck to paycheck, and not even remotely considering saving for retirement. If you...

How to Save for Retirement

As you begin to set aside money for retirement, one of the first and most critical decisions you’ll face is what type of account to put that money in....

Roth vs. Traditional IRAs, A Practical Guide

When you begin to save for retirement, the easiest way to get started is to enroll in your employer-sponsored retirement plan (401(k), 403(b), TSP, etc.). These types of accounts...

Strategies for Staying Calm During a Selloff

If you’re going to sail into retirement with a nice fat portfolio and big sacks of money strewn across your deck, then you’re going to have to deal with...

[Vault] After reading this new study on medical expenses in retirement my...

I sit up and take notice when an anecdote from what’s called “real” life gets confirmation from a detailed study. That’s exactly what happened to me recently. And the...